According to the U.S. Department of Health and Human Services, more than 100 million Americans are currently living without any form of affordable dental care coverage. This is certainly an alarming number considering the widely accepted link between dental health and overall health.
The National Association of Dental Plans(NADP) considers discount dental plans as a viable, cost-effective alternative: "With an estimated 45 percent of Americans not having any type of dental coverage, and the dental insurance marketplace offering few, affordable dental products for individuals, discount dental plans are an attractive answer to the need to reduce consumer out-of-pocket costs and increase access to care."
Starting at just $79.95/year for individuals and just $129.95/year for families, discount dental plans provide significant savings over traditional dental insurance. The best part is, discount dental plans can be used over and over, potentially saving consumers hundreds, if not thousands of dollars each year.
In a report released in 2005 by the National Association of Dental Plans, the average monthly premium paid for individual HMO dental insurance(Traditional) was nearly $16/month, or about $192/year, compared to even more($288/year) for individual PPO dental insurance and a whopping $372/year for individual indemnity insurance. As traditional dental insurance rates continue to rise at astonishing rates, discount dental plan rates do not. In fact, the NADP states,
" Discount dental plans have become an economical and important alternative to combat the rising cost of health care . They are a cost-effective vehicle for millions of underserved consumers to improve their access to dental care."
Ready to begin comparing DentalPlans.com's large selection of high-quality dental health plan providers and choose the plan that meets your unique dental needs? You can view detailed DentalPlans.com plan information in our dental plan partner section or search your zip code for available plans below.